AMV INTERNATIONAL REALTY SL
FINANCING
— Real estate financing in Spain –
Your path to your dream property in Fuerteventura
Thinking of acquiring a property in Spain—perhaps as a second home—but not sure how to take the first step?
As an international financing advisor, I, Oliver Schlolaut, personally guide you through every phase and show you the best financing solutions tailored to your individual needs.
Our Offering
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Up to 70 % of the purchase price can be financed by Spanish banks, provided you have sufficient equity
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Foreign buyers typically secure 50–60 % financing of the purchase price
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Budget for 12–15 % of the property value in additional purchase costs (taxes, notary, fees)
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Plan on at least 30 % equity contribution to meet bank requirements
Mortgage Solutions for Non-Residents
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Euro-based loans for clients earning in euros
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Loans in your home currency (GBP, USD, CHF, etc.) with fixed or variable rates
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Exchangeable euro-loan option, converted at the ECB’s daily rate—rate fluctuations affect total cost
Step-by-Step Financing Process
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Define your budget and desired loan amount.
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Choose the loan type (fixed-rate euro, home-currency mortgage, or exchangeable euro loan).
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Determine term and monthly payment to fit your cash flow.
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Compile documentation: income proofs, tax returns, bank statements, NIE application, Spanish bank account details.
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Submit application and request the FEIN (European Standardized Information Sheet) before signing.
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Sign mortgage deed at the notary and finalize disbursement.
Transparent & Compliant – Your Local Advantage
Our advice is based on current Spanish mortgage regulations, ensuring full legal compliance and clarity at every step. Contact me today for a personal consultation and take the first step toward financing your property in Fuerteventura.